VA Mortgage Refinance

Looking for the lowest VA mortgage refinance rate possible?

If you’re one of the millions of veterans or active service personal who currently have a VA mortgage, a new VA mortgage refinance choice could help lower your payment. This VA Streamline Refinance product is a VA mortgage refinance option for current VA borrowers to lower their interest rate with minimal or no out-of-pocket costs.

A VA streamline mortgage refinance loan (IRRRL - Interest Rate Reduction Refinancing Loan) is done easily and can help veterans start saving on their mortgage immediately, but it is only available to veterans/active service personal who used their VA eligibility when initially purchasing their home.

Benefits of a VA streamline refinance:

  • No appraisal required
  • Standard underwriting process is omitted – no need to send in bank statements, W2s, job verification, paychecks, etc.
  • Skip up to two monthly payments*
  • Ability to receive your past loan escrow account balance back from previous lender
  • Ability to finance Energy Efficient Improvements into the loan

Get a VA mortgage refinance quote
Apply for a VA loan refinance today

Working with National Bank Of Kansas City for your VA mortgage refinance also provides the following benefits:

  • No lender fees**
  • No origination fees**
  • No underwriting fees**
  • No processing fees**
  • No points
  • We finance in all 50 states
  • Low, competitive rates

National Bank Of Kansas City can also assist with a VA mortgage loan for 100% financing of a new home. Get your mortgage quote today.

*Interest applies.

**Third party fees apply.

Apply for your mortgage
Want a lower rate? Get a streamline refinance mortgage quote
Apply for a VA streamline refinance loan today